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          Effective Coverage has 1 locations, listed below.

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            Business ProfileEffective Coverage

            Renters Insurance
            BBB accredited business

            Contact Information

            17 British American Blvd

            Latham, NY 12110-1463

            Visit Website
            Email this Business
            (800) 892-4308

            Customer Reviews

            1.25/5

            Average of 1 Customer Reviews

            Read ReviewsStart a Review

            Customer Complaints

            1 complaints closed in last 3 years

            0 complaints closed in last 12 months

            Read ComplaintsFile a Complaint

            BBB Rating & Accreditation

            BBB accredited businessA

            Accredited Since: 10/21/2015

            Years in Business: 17

            Customer Reviews are not used in the calculation of BBB Rating

            Overview of BBB Rating

            Related Categories

            Overview

            Rental Insurance

            Auto Insurance

            Business Details

            Location of This Business
            17 British American Blvd, Latham, NY 12110-1463
            Email this Business
            BBB File Opened:
            10/19/2015
            Years in Business:
            17
            Business Started:
            1/1/2007
            Business Started Locally:
            1/1/2007
            Accredited Since:
            10/21/2015
            Licensing Information:
            This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.
            BBB records show a license number of 1028795 for this business, issued by NYS Department of Financial Services

            These agencies may include:

            NYS Department of Financial Services

            One State Street

            New York NY 10004

            (800) 342-3736

            https://www.dfs.ny.gov/

            BBB records show a license number of 1124583 for this business, issued by NYS Department of Financial Services

            These agencies may include:

            NYS Department of Financial Services

            One State Street

            New York NY 10004

            (800) 342-3736

            https://www.dfs.ny.gov/

            Type of Entity:
            Sole Proprietorship
            Business Management
            • Mr. Eric Narcisco, CEO
            • Rory O'Connor, Marketing Manager
            Contact Information

            Principal

            • Mr. Eric Narcisco, CEO

            Customer Contact

            • Mr. Eric Narcisco, CEO
            • Rory O'Connor, Marketing Manager
            Additional Contact Information

            Email Addresses

            Read More Business Details and See Alerts

            Customer Complaints

            1 Customer Complaints

            Need to file a complaint? BBB is here to help. We'll guide you through the process. How BBB Processes Complaints and Reviews

            File a Complaint

            Most Recent Customer Complaint

            12/03/2021

            Complaint Type:
            Problems with Product/Service
            Status:
            Resolved
            ******* ********** **** ******** ***** ******* *** ***** (***********) My Lemonade insurance was rejected and Effective Coverage started billing my apartment account automatically, but no one ever told me my policy was rejected. When I saw the extra charges on my account, I inquired with the leasing office. On 10/28, I inquired about the incorrect charges to Effective Coverage. Again, I received no response. The following month, I was billed again, and only after inquiring again was I informed I needed to have *********** listed as an additional interest on the policy, which was never shared with me before. Terrible customer service, border-line fraud.
            Read More

            Customer Reviews

            1 Customer Reviews

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            How BBB Processes Complaints and Reviews

            Start a Review

            Most Recent Customer Review

            Tiffany B

            12/04/2021

            I have submitted insurance information since 2019. For 2020, I tried submitting my documents both online and to my apartment complex when that failed. I have been charged $15/mo for "not having insurance" despite HAVING INSURANCE and they will only credit me back for 3 months. This is robbery at this point. I hope a corporation enjoys the $250 they stole.

            Local BBB

            BBB of Upstate New York

            More Info on Local BBB

            BBB Reports On

            BBB reports on known marketplace practices.

            See What BBB Reports On

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