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Important information
- Additional Info:
Mr. Thomas J. Montgomery, owner of the Chapman Loan Program, was also the previous owner of various entities including but not limited to:
- Innovative Capital Strategies
- Total Credit Rebuild
- Diamond Ethical
- Smart Money Alliance
- Institute for Improved Minority Financial Literacy
- Healthy People Texas
- 4 Day Credit Repair
- 39CreditRepair
- 700Credit.org
- CreditAndMoneyWorkshop.com
- My Smart Money Plan
- Wellspring Healthcare Enterprises, Inc
- Healthcare Advisory Associates
- Blue Empire Capital, Inc
- Contrarian Accounting and Bookkeeping
- Money Masters
- 509 South Pacific, Inc
- American Minority Business Development Corporation
- Business SBA Loans
- Business Paralegal Corporation
- Money Leaf Capital
- FastCreditBoost.org
- Felony Capital Inc
These entities were each implicated in a pattern of complaints related to their selling practices and guarantees. Notably, these businesses guaranteed all applicants would obtain $100,000 minimum, regardless of creditworthiness, personal income, or time in business. The Better Business Bureau received numerous complaints alleging that not only did not receive the capital that was guaranteed but that the consumers themselves had to pay the program a percentage on any capital offered, including credit cards.
Furthermore, the business' have implied government sponsorship/endorsements, claiming to be "co-founded by the SBA and the FDIC." The business lures individuals with promises of lucrative income through employment opportunities, waiving the initial deposit of "$10,000" but consumers later receive letters accusing them of such actions such as "Breach of Contract, Failure to Pay, and Failure to perform contractual requirements" requiring them to pay the $10,000 initial deposit. Consumers who refused to pay report receiving Small Claims Court Petitions demanding payment.
- Advertising Review:
Business states that they have a unique source of funding to help assist in "securing at least $250,000 of capitol to start or grow a business" BBB is awaiting verification from the business that support these claims"
Business also states that that they offer employment opportunities "opportunity fund" in which participants are able to earn an "adult income" of "$100,000+ per month", BBB is also awaiting verification to support these claims.
Business Details
- Local BBB:
- BBB Serving Central East Texas
- BBB File Opened:
- 11/30/2023
- Alternate Names:
- Chapman Loan Program
- Related Businesses:
- Smart Money Alliance
- Institute For Improved Minority Financial Literacy
- Fast Credit Boost
- Diamond Ethical
- 60daycreditsweep.com
- Business Paralegal Corporation
- Guaranteed Funding, Inc.
- Business Management:
- Thomas Montgomery, Director
- Aristotle Montgomery
Additional Contact Information
- Principal Contacts
- Thomas Montgomery, Director
- Customer Contacts
- Thomas Montgomery, Director
- Additional Email Addresses
- Sales: Email this Business
- Technical Support: Email this Business
- Customer Service: Email this Business
- Additional Websites
- Website 1
Additional Information
- Business Categories
- Business Loans
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