Business ProfileforCash Fairy
Additional business information
Island Finance, LLC d/b/a White Hills Cash
Clear Water Lending, LLC d/b/a Cash Fairy
West River Finance, LLC d/b/a West River Cash
North Star Finance, LLC d/b/a Northcash
Northern Plains Funding, LLC d/b/a Northern Plains Funding
Riverbend Finance, LLC d/b/a Riverbend Cash
Target Finance, LLC d/b/a Target Cash Now
It appears that these companies may be operating as online tribal lending companies. These companies assert ownership by the Fort Belknap Indian Community, a federally recognized Indian Tribe. These companies are not licensed by DFI and are not registered to conduct business in Washington State by the Department of Licensing, the Department of Revenue or the Secretary of State.
The DFI warns Washington State consumers that before doing business with a financial service provider the consumer should:
Make sure that the entity is licensed. Consumers can use the “Verify a License” feature on DFI’s website at www.dfi.wa.gov to check whether a payday or consumer loan company is licensed to conduct business in the state of Washington. Don’t provide any personal information such as social security number or bank account numbers if the company is not licensed or authorized to conduct business.
Washington State residents are informed that Washington State law provides in RCW 31.45.105(1)(d) and (3) that a “small loan” made by an unlicensed entity to a person physically located in Washington State is uncollectible and unenforceable in Washington State. A “small loan” is defined in RCW 31.45.073 and is a loan that does not exceed $700.
Washington State residents with loans exceeding $700 are informed that Washington State law provides in RCW 31.04.035 that fees or interest charged in the making of a nonresidential loan by an unlicensed lender must be refunded to the borrower.
If you live in another state, go to the following webpage to find the regulator in your home state: http://mortgage.nationwidelicensingsystem.org/consumer/Pages/AgencyContacts.aspx(link is external).
For more information go to http://www.dfi.wa.gov/consumer/alerts/fort-belknap-indian-community-not-licensed-washington or contact the Washington Department of Finance at 1-877-RING-DFI (746-4334) or online at www.dfi.wa.gov.
At-a-glance
Related Categories
Overview
CashFairy.com is not a lender in all states (CashFairy does not offer online installment loans in Arkansas, Montana, New York, North Carolina, Virginia, West Virginia or US territories). CashFairy reserves the right to add or subtract from this list at any time.
Clearwater Lending, LLC d/b/a/ CashFairy.com is a Tribal enterprise and economic arm, wholly owned and operated by the Ft. Belknap Indian Community (“Tribe”), a federally-recognized sovereign American Indian Tribe, and created by the Tribal Council for the benefit of the Tribe. Any Agreement entered into through this Application shall be governed by applicable Tribal and federal law.
Business Details
- Location of This Business
- PO Box 320, Hays, MT 59527-0320
- BBB File Opened:
- 9/26/2017
- Years in Business:
- 12
- Business Started:
- 2/6/2012
- Licensing Information:
The Washington State Department of Financial Institutions (DFI) has received complaints about the following online lenders:
Island Finance, LLC d/b/a White Hills Cash
Clear Water Lending, LLC d/b/a Cash Fairy
West River Finance, LLC d/b/a West River Cash
Blue Thread Lending, LLC
North Star Finance, LLC d/b/a Northcash
Northern Plains Funding, LLC d/b/a Northern Plains Funding
Riverbend Finance, LLC d/b/a Riverbend Cash
Target Finance, LLC d/b/a Target Cash NowIt appears that these companies may be operating as online tribal lending companies. These companies assert ownership by the Fort Belknap Indian Community, a federally recognized Indian Tribe. These companies are not licensed by DFI and are not registered to conduct business in Washington State by the Department of Licensing, the Department of Revenue or the Secretary of State.
The DFI warns Washington State consumers that before doing business with a financial service provider the consumer should:
Make sure that the entity is licensed. Consumers can use the “Verify a License” feature on DFI’s website at www.dfi.wa.gov to check whether a payday or consumer loan company is licensed to conduct business in the state of Washington. Don’t provide any personal information such as social security number or bank account numbers if the company is not licensed or authorized to conduct business.
Washington State residents are informed that Washington State law provides in RCW 31.45.105(1)(d) and (3) that a “small loan” made by an unlicensed entity to a person physically located in Washington State is uncollectible and unenforceable in Washington State. A “small loan” is defined in RCW 31.45.073 and is a loan that does not exceed $700. Washington State residents with loans exceeding $700 are informed that Washington State law provides in RCW 31.04.035 that fees or interest charged in the making of a nonresidential loan by an unlicensed lender must be refunded to the borrower.
If you live in another state, go to the following webpage to find the regulator in your home state: http://mortgage.nationwidelicensingsystem.org/consumer/Pages/AgencyContacts.aspx (link is external).
For more information go to http://www.dfi.wa.gov/consumer/alerts/fort-belknap-indian-community-not-licensed-washington or contact the Washington Department of Finance at 1-877-RING-DFI (746-4334) or online at www.dfi.wa.gov.
- Type of Entity:
- Limited Liability Company (LLC)
- Alternate Business Name
- Clearwater Lending LLC
Customer Complaints
0 Customer Complaints
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