Business ProfileforTrue Value Insurance Agency

Our Mission


Vision Statement

We are here to give everyone the coverage they need at a price that is realistic and affordable. We strive to educate our clients, not only on their insurance needs, but how insurance works. By eliminating the lack of knowledge, we help our clients, and community, become well-versed in insurance. Creating a more confident insured and eliminating their disadvantages in the market place. We are an insurance agency for the people.

Core Values

We believe there is a happy medium between having the coverage you need at a price that you can afford. We start each interaction by getting to know you, the client. We understand that every client’s needs are specific and unique. We do not believe in a cookie-cutter one size fits all approach. After we get to know the client, we work on finding the company that will be able to meet all the client’s needs. No matter the price, it is useless to buy insurance that does not cover all of your needs or won’t perform the way you need it to. After we know your needs are fulfilled, we chisel down the price.

We, as consumers, have been programmed to shop insurance based on price alone. We understand price is very important, but if we buy insurance based on price alone, majority of the time there will be large coverage gaps that will not protect you in the event of a loss. We have seen and heard there are agents that will use terms that people do not understand, or they will write policies that are inaccurate to help keep your price down. This may save you a few dollars a month, but if a loss occurs it has the potential to require you to foot the bill for potentially thousands of dollars. You can have the coverage you need at a price that is affordable.

Here are actions that we will never commit to:
– Sell you a “full coverage” policy that is written with state minimum personal liability limits, without setting expectations of how the state minimum coverage applies.
– Sell you a policy with someone who does not reside in the same household to help save you money. For example, children who are not in school and have moved out of the household but are still on their parent’s policy.
– Offer you a “teaser” quote on insurance. The individual has bought a policy thinking that their insurance cost was a certain amount, but suddenly the cost increases because they were given discounts that they do not qualify for. Or the quote for insurance is given prior to the Motor Vehicle Report being ran with any driving violations.

Regardless of your prior insurance, our goal is to help our clients go from the non-standard to the standard preferred market.
Don’t wait until a loss occurs. One of the worst times to realize you have insufficient coverages is when a tragedy strikes.