Financial Services
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- Additional Info:Credit repair firms may claim to fix or repair an indivdual's poor credit report or establish a new credit file. As a matter of general information, BBB advises consumers not to give bank account, credit card, or Social Security numbers to any unknown firm charging an advance fee for their services. In Georgia, the offer of credit repair is illegal. The Fair Credit Reporting Act gives anyone the right to challenge and have removed inaccurate or outdated information from their credit report. Consumers should realize that only time can erase accurate negative credit information in their credit report.
For information regarding Georgia's Credit Repair Law, establishing a new credit file or repairing credit, consumers should contact the Federal Trade Commission or Georgia's Office of Consumer Affairs.
http://consumer.georgia.gov/consumer-topics/credit-repair
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