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          Business Profile

          Loans

          Blue Trust Loans

          This business is NOT BBB Accredited.

          Find BBB Accredited Businesses in Loans.

          Information and Alerts

          Alert Details

          This business has 1 alert.

          Alert

          According to the company's website, Hummingbird Funds, LLC is a sovereign enterprise, an economic development arm and instrumentality of, and wholly-owned and controlled by, the Lac Courte Oreilles Band of Lake Superior Chippewa Indians (the “Tribe”), a federally-recognized sovereign American Indian Tribe. This means that the Hummingbird Funds’ installment loan products are provided by a sovereign government and the proceeds of our business fund governmental services for Tribe citizens. This also means that Hummingbird Funds is not subject to suit or service of process. Rather, Hummingbird Funds is regulated by the Tribe.

          If you do business with Hummingbird Funds, your potential forums for dispute resolution will be limited to those available under Tribal law and your loan agreement. As more specifically set forth in Hummingbird Funds’ contracts, these forums include informal, but affordable and efficient Tribal dispute resolution, or individual arbitration before a neutral arbitrator. Otherwise, Hummingbird Funds is not subject to suit or service of process. Neither Hummingbird Funds nor the Tribe has waived its sovereign immunity in connection with
          any claims relative to use of this mobile site. If you are not comfortable doing business with a sovereign instrumentality that cannot be sued in court, you should discontinue use of this website.

          Important Information about Your Lender:   We encourage responsible borrowing. The use of installment loans as well as any loan should be done with full consideration of the costs involved. Review your loan documents carefully before you agree to the terms of the loan. This site is owned and operated by Lac Courte Oreilles Financial Services, LLC. Our management team has over 20 years of experience in online lending and we are members of the Online Lenders Alliance (OLA) which supports the review and establishment of best practice standards in this industry. We can be reached by email at CustomerService@BlueTrustLoans.com or you can call our loan center at 877.770.2682.

          Important Information

          Additional Info

          According to the company's website, "Hummingbird Funds, LLC d/b/a “Blue Trust Loans” is the tribal lending agency of Lac Courte Oreilles Financial Services, LLC, an arm and entity of the Lac Courte Oreilles Band of Lake Superior Chippewa Indians of Wisconsin, a federally-recognized sovereign nation located within the United States of America, and is operating within the Tribe’s Reservation." And, "The Tribe is a federally-recognized American Indian Tribe and enjoys governmental sovereign immunity. Because we and the Tribe are entitled to sovereign immunity, you will be limited as to what claims, if any, you may be able to assert against the Tribe and us. To encourage resolution of consumer complaints, any complaint may be submitted by you or on your behalf as described in the" Terms and Conditions on its website. "Your right to file suit against us for any claim or dispute arising from or relating to this Agreement is limited by the WAIVER OF JURY TRIAL AND THE TRIBAL DISPUTE RESOLUTION PROCEDURE provisions that you acknowledged and agreed to in the Loan Agreement."

          In addition, its website states the following:  

          Interest (Annual Percentage Rate) APRs. APR’s range from 471.7846% to 841.4532% depending on the duration of the loan and the loan origination fees.

          Loan Payback Terms and Renewal  We encourage responsible borrowing. The use of installment loans as well as any loan should be done with full consideration of the costs involved. Review your loan documents carefully before you agree to the terms of the loan. This site is owned and operated by Lac Courte Oreilles Financial Services, LLC. 

           

          Service Area

          We service the following area(s): All of United States
          • 54601

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