Collection Systems
Swiftfunds Financial Services LLCFind BBB Accredited Businesses in Collection Systems.
Information and Alerts
Alert Details
This business has 1 alert.
Pattern of Complaints
Based on information in BBB files, this business collects debts related to health club memberships. Complaints filed with BBB state that the business fails to provide documentation of the alleged debts and uses threatening collections tactics including threats of legal action. On May 11 and 25, 2017 your BBB contacted the company in regards to our concerns about the amount and the pattern of complaints we have received. Unfortunately, the BBB did not receive a response.
Know your rights, a debt collector cannot use or threaten to use physical force or criminal tactics to personally harm you, your property, or your reputation intimidate you by accusing you of committing a crime for not paying the debt (unless you can actually be charged with a crime for not paying the debt, which is very rare), make defamatory statements to someone else, nor threaten to do so incorrectly threaten to assign the debt to someone and tell you that you would lose any defense to the debt in the process, or threaten to arrest you, seize assets, or garnish your wages, unless it actually plans on taking such an action and it is legally allowed to do so (in most cases, the collector must sue you and obtain a judgment before taking certain collection actions like garnishing your wages; debt collectors cannot have anyone arrest you except in extremely rare circumstances).
If you have a dispute with this business, you may wish to contact the Federal Trade Commission www.ftccomplaintassistant.gov in addition to filing a complaint with the BBB.
Important Information
Reason for Rating - Factors Lowered
83 complaints filed against business
Reason for Rating - Factors Lowered
14 complaints filed against business that were not resolved.
Reason for Rating - Factors Lowered
Business has failed to resolve underlying cause(s) of a pattern of complaints.
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